Commercial
Banking System & Role of RBI
1. Sundarajan Pvt.Ltd., Bangalore based company are engaged in
exporting sea food to various countries. They entered in a contract with
Japanese Company, Ziomei Pvt Limited for the exporting cuttle fish. Ziomei Pvt
Limited asked XYZ Limited to issue the letter of credit. Sundarajan ‘s owner
doesn’t have much idea on letter of credit. He visits the bank to get an idea
of how the letter of credit works. As a bank manager, you are required to
explain him the procedure of how letter of credit works as its advantages from
buyer’s as well as seller’s point of view.
2. You are an operational trainer in a bank. You are asked to
prepare a presentation on the various types of fund based credit facility of a
bank. Describe the same. (10 Marks)
3. The Basel Accords primarily focuses on prudential norms for
bank capital under the aegis of which banks are required to ensure adequate
capital to cover losses on account of significant risks in their business. In
regard to the above statement answer the below questions.
a. Elaborate on Basel I, Basel II, Basel III. (5 Marks)
b. Highlight the significance of Basel III in context to Indian
banks?
Corporate
Finance
1. ABC Ltd. is considering
two financing plans to raise ₹ 8,00,000. The key information is as follows:
TABLE GIVEN BELOW:
|
Plan
|
Equity
|
Debt
|
Preference Shares
|
||
|
1
|
50% 50%
|
|
|||
|
2
|
50%
|
50%
|
|||
Expected EBIT is ₹ 2,40,000.
Cost of Debt is 10% and cost of Preference Shares is 10%.
Tax rate is 50%.
Equity shares of the face value of ₹ 10 each will be issued at a
premium of ₹ 10 per share.
Calculate Earnings per share for plan 1 and 2 and suggest which
one is better.
(10 Marks)
2. A Project costs ₹ 60,000 and is expected to generate cash
inflows as:
|
Year
|
Cash inflows(₹)
|
|
|
|
|
1
|
10,000
|
|
2
|
12,000
|
|
3
|
15,000
|
|
4
|
18,000
|
|
5
|
20,000
|
|
6
|
22,000
|
Calculate
Net Present Value and Profitability Index. Comment whether project should be
accepted or not. Assume cost of capital is 10%. Enumerate the steps of
calculation of NPV. (10 Marks)
3. The following information is given for Alpha Ltd.
|
Earnings per share
|
₹ 12
|
|
Dividend per share
|
₹ 3
|
|
Cost of Capital
|
18%
|
|
Internal Rate of Return On Investment
|
22%
|
|
Retention Ratio
|
75%
|
Calculate the market price per share using
a. Gordon’s Dividend Model (5 Marks)
b. Walter’s Dividend Model
Cost and
Management Accounting
1. Analyzing and making decisions in relation to cost requires
in-depth study of various costs involved. The process of managerial decision
making classify costs into certain specific head so as to be precise in
evaluating various business proposals.
Discuss any five such costs with relevant examples which are
significant for managerial decision making (10 Marks)
2. Standard costing is the process where standard costs of various
components and resources are predetermined. Further, there are certain specific
objectives for adopting the standard costing techniques in management
accounting, Discuss in brief, the distinguished objectives of adopting standard
costing in any organization
(10 Marks)
3. Puppies and Rabbits, a soft toy manufacturing company requires
1250 units per month, of the soft toy named “COCO Rabbit”. The ordering cost is
Rs 1000 per order. The cost of carrying inventory is 10% per annum. The cost of
manufacturing one unit of COCO Rabbit is Rs 200
a. Determine the most economic lot size (5 Marks)
b. The minimum total variable cost for the economic lot size (5
Marketing
of Financial Services
1. Develop a Public Relations campaign for IRDA to create
awareness about Life Insurance sector and to educate policyholders about their
rights.
2. Your client, Ashwin Motwani client had avoided investing in
equities for his long term goals. He found equity investments too risky and did
not understand when to time his entry and exit in the market. Explain some
investment techniques that help negating the biases involved in investing. (10
Marks)
3. You are a Financial Planner. Your client Raj Shah (age 34
years) works with an IT company earning Rs. 15 lakhs per annum. His wife Deepti
(age 32 years) is a homemaker. They have one daughter Rimmi (age 3 years). The
couple requires your help to make some financial decisions. (You can make any
assumptions to further build up your case.)
a. Raj wants to buy a Pure Risk Life Insurance cover of Rs 1.5
crore. He is confused whether he should buy a ULIP, Endowment or a Term Plan.
Recommend the product best suited for his requirement. (5 Marks)
b. Raj and Deepti want your help to invest for Rimmi’s higher
education which they estimate would be required after 18 years.
Retail
Banking
1. Banking today has become a competitive industry. Discuss how
the internet and mobile banking is ice breaker to the tradition banking
industry. Highlight how internet and mobile banking have brought digitalization
in the banking Industry and is helping the industry to pave its way to success.
2. Shriram has recently graduated from a reputed MBA college and
got placed in a private sector bank. His manager asks him to prepare a short
note the different types of lending which are carried by banks in day to day
operations. Help him to prepare his notes.
(10 Marks)
3. “The test of our progress is not whether we add more to the
abundance of those who have much; it is whether we provide enough for those who
have too little.” - Franklin D. Roosevelt
Despite witnessing progressive growth in economy post
liberalization, yet nearly 75 % of the households even today are deprived to
access to any funds-institutional or otherwise. Banks play a vital role in
bridging the social divide and achieving robust and sustainable economic growth.
Financial inclusion is viewed as a promising step towards achieving financial
equality and stability.
a. Discuss the various initiatives taken by RBI for promoting
financial inclusion (5 Marks)
b. Highlight the barriers that impends financial inclusion
Taxation- Direct
and Indirect
1. Leo Messi, a football player visits India for 110 days in every
financial year. This has been his practice for the past ten years.
Explaining the conditions to
determine the residential status, find out his residential status for the
assessment year 2019-20. Also, comment on whether he is resident but not
ordinarily resident during the previous year 2018-19 (10 Marks)
2. GST has made tax structure simple and clear. It brings better
compliance and ensures more transparency in business affairs. GST has
facilitated desired competition and coordination between central and state
authorities. Discuss any five points highlighting the benefits of GST. (10
Marks)
3. a. Mr. Abraham is one of the whole time director of Sidha Shila
Group of companies He receives Rs 50000 per month as sitting fees from the
company for the financial year.
He is also an active partner in Sankalp LLP (limited liability
partnership) from where he receives Rs 50000 as salary per month for the
financial year
Discuss about chargeability of such income in the hands of Mr.
Abraham, for the financial year 2019-20 (5 Marks)
3. b. Mr. Mohsin is an employee of L& T Infra. The company
provides an interest free
loan to Mr. Mohsin for three years. The loan amount was Rs 75000
for medical treatment in respect of tuberculosis
Discuss with suitable reasons, the value of the benefit to the
assesse resulting from the interest free loan provided by the company to Mr.
Mohsin.
(
Get NMIMS SOLVED ASSIGNMENTS MBA April 2020
call us at 8510092683 or mail us at
Visit us:
www.assignmentsplus.in
No comments:
Post a Comment