NMIMS Global Access School for Continuing Education
(NGA-SCE)
Course:
Business Ethics, Governance & Risk
Internal Assignment Applicable for April 2020
Examination
1. Choose ONE environmental policy/ practice/episode/accident from
any ONE listed company (their website, their annual report or sustainability
report or from newspaper, business magazine or credible websites) and discuss
in detail the ethical issue/issues
involved and your opinion on whether the company is being ethical or
not. (For example: L&T reducing & recycling water is ethically a
positive environmental practice. MMRDA & Mumbai Metro cutting down 1200
trees in Aarey Colony is environmentally unethical practice) (10 Marks)
2. Read / research the Kingfisher Airlines case and identify and
list any FIVE ethical and corporate governance issues involved, which led to
its failure, along with your comments (10 Marks)
3.a. “Excessive modern day consumerism is unethical for the planet
and for society”, explain this statement in your own words, with three logical
arguments in favour of the statement. (5 Marks)
3.b. Explain in your own words why ethical business leadership is
crucial in today’s business scenario. What do YOU expect from an ethical
business leader / manager?
(5 Marks)
NMIMS Global Access School for Continuing Education
(NGA-SCE)
Course: Financial Institutions and Markets
Internal Assignment Applicable for April 2020 Examination
1. Mr. Rajeev Mehta was the Chairman of Topaz Bank. The bank was
earning fairly well and shareholders were receiving regular dividends. The
market price of their shares was performing well. The bank was about to
announce taking over the ‘AME Bank.’ Mr. Rajeev Mehta expected that the market
share of their bank would rise once the takeover is announced in the public.
Being a part of the bank, Rajeev was not allowed to buy shares of Topaz bank.
He called one of his wealthy friend Rashid and asked him to invest Rs.5 crores
in shares of his bank promising him the capital gains. As expected, the share
prices went up by 40% and the market price of Rashid’s shares was now ? 7
crores. He earned a profit of Rs. 2 crores. He gave Rs. 1 crore to Mr. Sanjay
Nehra and kept Rs. 1 crore with himself. On regular inspection and by
conducting enquiries of the brokers involved, the Securities and Exchange Board
of India (SEBI) was able to detect this irregularity. The SEBI imposed a heavy
penalty on Rajeev Mehta. In context to the above situation identify and
elaborate the functions that were performed by SEBI. (10 Marks)
2. “Money market is essentially a market for short-term funds’.
In the light of this statement elaborate on the money market and its features. (10
Marks)
3. Mr. Kumar wants to invest his saving in mutual funds.
However, he is completely unfamiliar how to go about it. He approaches you, a
wealth advisor in the bank where he holds his savings account.
a. Explain him the basics of
mutual fund and describe any five kinds of mutual funds which are available in
the market. (5 Marks)
b. Enumerate the advantage and disadvantages associated with
investing in the mutual fund.
(5 Marks)
April 2020 NMIMS 4th sem PGDBFM Solved
Assignments
NMIMS Solved
Assignments 4th SEM April 2020 AVAILABLE CALL US AT 8510092683 or mail us at
Visit us: www.assignmentsplus.in
Insurance &
Risk Management
1.
India has one of the lowest Insurance penetration rates in the world. Given
this fact, if you were to take over as the CEO of a brand new private sector
Insurance company “WeEnsureYou” that is about to commence its operations
Shortly. Present an article in front of the board members on the future of
health Insurance market in India and how this company would contribute itself
in creating awareness among the people about the health insurance. (10 Marks)
2.
Kiran is appointed as a life Insurance Agent in a renowned Insurance company.
In order to acquire and expand her client base she is required to prepare a
presentation on the needs for buying life insurance policy. Discuss the Needs
for buying the life Insurance Plan in her presentation. (10 Marks)
3.
Shyama after completing her MBA from a renowned college got placed as an
assistant manager in a Risk Management Department of an Insurance firm.
a.
Shyama’s manager ask her to give a short presentation on the concept of Risk
Management. (5 Marks)
b.
She is required to discuss the various techniques of Risk Management. Help
Shyama with the same. (5 Marks)
Treasury
Management in Banking
1.
Explain yield curves with the help of India GOI bond yield curve. Explain the
relationship between the bond prices, yield and duration. (10 Marks)
2.
Explain duration GAP analysis in banks. Calculate the duration Gap of the
following excerpts from the balance sheet of a bank. Also calculate the impact
on the equity of the bank in the different interest rates scenarios.
Balance
Sheet for Hypothetical Bank Particulars Assets Duration Liabilities Duration
Current Assets 500 5 years Current Liabilities 400 6 Years Fixed Assets 400
Other Liab. 300 900 Equity 200 900
Scenarios
for Impact analysis:
1.
Interest rates increased by 1%
2.
Interest rates decreased by 1%
(10
Marks)
3.
Case Study:
PMC
Bank, which has lately been in the news for fraudulently extending loans to
Housing Development & Infrastructure Ltd (HDIL), imperiling deposits of
numerous customers, is just the latest in a series of cooperative banks that
have been placed under restrictions by the RBI. As of March 2019, 26 urban
cooperative banks (UCBs) were placed under directions of the central bank for putting
depositors at risk, thanks to mismanagement or fraud. PMC Managing Director Joy
Thomas has admitted to hoodwinking the auditors, bank’s board and the RBI for
many years by concealing the default on loans to the tune of Rs. 6,500 crore
taken by real estate firm Housing Development and Infrastructure Ltd (HDIL).
This
means operations are restricted deposits are stuck lead to chaos among
depositors for their hard earned deposits.
a.
What are the various risk faced by the banks? Elaborate how risk management
norms (Basel norms for e.g.) being provided by RBI can help avoiding such
situations.
(5
Marks)
b.
What are the reasons that such default happened in PMC bank? Do you think this
can be avoided if proper risk management has been implemented by the bank or
RBI? (5 Marks)
International
Banking & Foreign Exchange Management
1.
An export company in India had already issued equity in India and was currently
listed in both BSE as well as NSE. The company was planning to expand and have
its presence in foreign countries as well. The firm wanted to borrow funds from
international market. Suggest any five sources of funding from the
international market. (10 Marks)
2.
An exporter wants to hedge his one year receivables in USD for $30 million, for
which he wants to enter into a futures contract. The spot exchange rate is
USD-INR72. The futures price for a contract having the same maturity date is
₹74. Is perfect hedging possible with the futures contract in this case?
Calculate loss or profit in the cash and futures market if the spot price is ₹
75 on the maturity date. Assume lot size as 1000 units.
(10
Marks)
3.
A fresh Graduate had joined the International Banking Division of the Bank. On
the first day, he was asked by his manager to revise and understand the
concepts of International Banking. He was little confused between direct and
indirect quote so he decided to approach his manager for the same. If you are
his manager explain:
a.
Concept of Direct Quote with an example (5 Marks)
b.
Concept of Indirect Quote with an example (5 Marks)
April 2020 NMIMS 4th sem PGDBFM Solved
Assignments
NMIMS
Solved Assignments 4th SEM April 2020 AVAILABLE CALL US AT 8510092683 or mail
us at
Visit us: www.assignmentsplus.in
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